4.35% APY
High-Yield Savings
Watch your money grow — quietly, powerfully.
A savings account built to outperform: 4.35% APY with daily compounding, no minimum balance, and goal-based sub-accounts that keep every plan on track.
What's included
- Industry-leading yield
- Daily compounding, monthly payout
- No minimum balance
- Round-the-clock account monitoring
- Automatic round-up savings
- Goal-based sub-accounts
Frequently asked questions
- What is the interest rate on Meridian high-yield savings?
- Meridian Trust high-yield savings earns 4.35% APY, compounded daily and paid monthly, with no minimum balance to earn the rate.
- Is there a minimum balance for a savings account?
- No. There is no minimum balance and no monthly fee — you only need the $300 opening deposit to activate the account.
- Is my savings balance insured?
- Your savings balance is held in your Meridian Trust savings account and protected with bank-grade security and identity verification.
- Can I save toward specific goals?
- Yes. Goal-based sub-accounts and automatic round-up savings let you separate an emergency fund, a house deposit, or a holiday fund inside one account.