Banking that respects your ambition.
World-class personal and business accounts, transparent fees, and concierge service — all in one refined online experience.
$48.2B
Assets managed
2.4M+
Happy clients
62yrs
Of trust
180
Countries served
Why choose Meridian
Fee-free checking
No monthly maintenance, no minimums, unlimited transfers between Meridian accounts.
4.35% APY savings
Industry-leading yields on high-balance savings with daily compounding.
Instant approvals
Apply for a personal loan, mortgage, or line of credit in minutes.
For every stage of life
From your first home to your retirement fund.
Our advisors help you plan mortgages, education savings, wealth building and estate transfer — with the kind of personal attention rarely found in modern banking.
- · Dedicated relationship manager on every account tier
- · Same-day pre-approval for mortgages up to $2M
- · Zero-fee wire transfers between family accounts
Bank anywhere
Your bank, in your pocket.
Move money, deposit checks, freeze cards, and speak with a real person — all from our award-winning mobile experience. Available in 40+ languages worldwide.
Security promise
Your money, guarded like it's ours.
Every dollar is protected by FDIC insurance up to $250,000. Every login is protected by biometric authentication, session-level encryption and 24/7 fraud monitoring.
256-bit
Encryption
24/7
Fraud watch
FDIC
Insured
Every account, expertly crafted.
Choose the account that matches how you live and work.
Personal Banking
Everyday accounts with premium perks and a beautiful mobile experience.
Learn moreLoans & Mortgages
Personalized rates for homes, cars, education and business growth.
Learn moreWhat our clients say
"The transfer receipts alone made switching worthwhile. My accountant loves them."
Sofia R.
Small business owner
"Pre-approval in 18 minutes. Closed on our first house six weeks later."
Marcus D.
New homeowner
"The mobile app in Japanese, US-dollar savings paying real interest — finally a bank that works globally."
Aiko T.
Freelance designer
Trusted partners
Ready when you are.
Open a Meridian account in under 5 minutes. Verify with a photo ID and start moving money today.
Create free account